The Provident Loan Society (Park Ave S) - New York

Address: 346 Park Ave S, New York, NY 10010.
Phone: 2126850386.
Website: providentloan.com
Specialties: Pawn shop, Coin dealer, Diamond buyer, Gold dealer, Jewelry appraiser, Jewelry buyer, Loan agency.
Other points of interest: In-store pickup, In-store shopping, Delivery, Same-day delivery, Wheelchair accessible parking lot, Wi-Fi, Wi-Fi, LGBTQ+ friendly, Checks, Debit cards, Paid street parking.
Opinions: This company has 12 reviews on Google My Business.
Average opinion: 3.8/5.

📌 Location of The Provident Loan Society (Park Ave S)

The Provident Loan Society (Park Ave S) 346 Park Ave S, New York, NY 10010

⏰ Open Hours of The Provident Loan Society (Park Ave S)

  • Monday: 9 AM–4 PM
  • Tuesday: 9 AM–4 PM
  • Wednesday: 9 AM–4 PM
  • Thursday: 9 AM–4 PM
  • Friday: 9 AM–4 PM
  • Saturday: Closed
  • Sunday: Closed

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The Provident Loan Society (Park Ave S): A Comprehensive Overview

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The Provident Loan Society, located at 346 Park Ave S, New York, NY 10010, is a well-established financial institution offering a diverse range of services centered around precious metals, jewelry, and loan solutions. With a dedicated phone line at 2126850386 and a readily accessible website at providentloan.com, the society provides convenient access for clients seeking assistance. It’s a respected name in the New York City lending landscape, recognized for its specialized expertise in dealing with valuable assets.

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Specialties and Services

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The Provident Loan Society distinguishes itself through a comprehensive suite of services tailored to meet various needs. Its core competencies include:

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  • Pawn Shop: The society operates as a pawn shop, accepting a wide variety of items as collateral for loans.
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  • Coin Dealer: They specialize in the buying and selling of coins, catering to collectors and enthusiasts.
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  • Diamond Buyer: The Provident Loan Society provides appraisals and purchases diamonds of all sizes and qualities.
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  • Gold Dealer: Similar to diamond buying, they offer valuations and acquisitions of gold items.
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  • Jewelry Appraiser: For individuals seeking to understand the value of their jewelry, the society offers professional appraisal services.
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  • Jewelry Buyer: They actively purchase jewelry, often offering competitive rates based on market value.
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  • Loan Agency: Beyond pawn loans, they function as a traditional loan agency, providing alternative financing options.
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This multifaceted approach positions The Provident Loan Society as a one-stop shop for individuals needing quick access to cash or looking to liquidate valuable possessions. They strive to offer transparent and fair transactions, building trust with their clientele.

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Location and Accessibility

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The society’s Park Avenue South location at 346 Park Ave S, New York, NY 10010, is strategically situated in a central and accessible area of Manhattan. Clients can easily reach the location by various modes of transportation. The facility is equipped with wheelchair accessible parking lot, ensuring inclusivity for all visitors. Inside the premises, Wi-Fi is available, facilitating client connectivity. Furthermore, the company is committed to being LGBTQ+ friendly, fostering a welcoming and respectful environment.

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Convenience and Customer Experience

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The Provident Loan Society emphasizes convenience for its customers. In-store pickup and in-store shopping are readily available, allowing clients to handle transactions directly. For those unable to visit the physical location, delivery services are offered. Notably, they provide same-day delivery in certain cases, expediting the loan process. Payment methods accepted include checks and debit cards. Paid street parking is also available nearby, minimizing parking challenges. The company’s commitment to customer service is reflected in its efforts to streamline the lending process.

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Customer Feedback and Reputation

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The Provident Loan Society maintains an active presence on Google My Business, with 12 reviews offering valuable insights into the client experience. The average customer opinion stands at 3.8 out of 5 stars. While the feedback is mixed, it indicates a generally positive perception of the company’s staff and services. Many clients appreciate the politeness of the staff, though some have expressed concerns regarding pricing, suggesting that the offered values may not always align with market rates. A common theme in the reviews is the importance of shopping around before committing to a loan agreement, highlighting the need for clients to compare offers from multiple lenders. The experience seems to vary, with some clients finding the staff helpful and the process straightforward, while others have felt that the initial valuation of their items was below market value.

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Key Features Summary: The Provident Loan Society offers pawn loans, coin deals, diamond and gold buying, jewelry appraisal and purchasing, and standard loan services. They prioritize convenience with in-store and delivery options and maintain accessibility through wheelchair access and Wi-Fi.

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👍 Reviews of The Provident Loan Society (Park Ave S)

The Provident Loan Society (Park Ave S) - New York
Samantha D.
3/5

Very polite staff but underpriced my ring. I understand it was light and not worth much for a loan but I was priced more by another place nearby. Provident Loan offered less. I would shop around before committing.

The Provident Loan Society (Park Ave S) - New York
Julian P.
5/5

I'm thrilled to be returning to Provident for the second time – their customer service and low interest rates are unbeatable! Once again, their team went above and beyond to assist me, making the entire loan process smooth and stress-free. The fact that they maintain their commitment to exceptional service while offering such competitive interest rates is truly impressive. This is definitely my go-to place for trustworthy financial solutions with a personal touch.

The Provident Loan Society (Park Ave S) - New York
K B.
1/5

Really rude people . I told tell them I had an appraisal for a Tiffany diamond bracelet , initial purchase value of over $20,000. I had an insurance appraisal for replacement value which included the raw diamonds and melt weight .. this alone was $9700 but did not factor in the fact it’s Tiffany and therefore sells for more . This woman rudely laughed at me when I told them I wanted $6,000 in a loan .

Mind you I had never gotten a “collateral loan” so I asked her what she felt was a normal percentage

she told me the bracelet would not even sell for $6000 without even seeing it .. All she kept saying was “no . No . And laughing .

I found an estate jeweler who would purchase it for over $14k the same day , and was told it might sell for more at auction .

So literally within hours of this woman telling me a Tiffany diamonds “don’t sell”.. I got an offer on mine for over $8k what she said it would never ever ever sell for .

Long story short come here if you want to get undercut on the value of your items and to be treated rudely .

The Provident Loan Society (Park Ave S) - New York
love W.
1/5

Go to a real pawn shop . This place is a joke and will give you nothing for your valuables telling you no one else will give you more . Lucky for me I didn’t listen and went to gem pawn who gave me 3x what provident had offered for a loan on a designer jewelry piece of mine .

The Provident Loan Society (Park Ave S) - New York
C G.
5/5

Done business with them for years.
Helped me get money out of my gold and sliver coins.
recommended them to a few friends.

The Provident Loan Society (Park Ave S) - New York
I.B. D.
1/5

Unprofessional. Lady that I spoke with "needs to see the stuff", takes silverware but not silver coins?!? and only gold..no thank you, I'll take my items somewhere else.

The Provident Loan Society (Park Ave S) - New York
John F.
5/5

Been using them for years! it's a place where you can trust that you will get a good loan and not lose your collateral due to high interest rates. This place cares about its clients!

The Provident Loan Society (Park Ave S) - New York
go4Ivan R.
5/5

Excellent service, very reasonable rates. Cash is king in today's marketplace. thank you, Provident loans

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