Molokai Community Federal CU - Kaunakakai, Hawaii
Address: 135 Puali Pl, Kaunakakai, HI 96748, United States.
Phone: 8085535328.
Website: molokaicommunityfcu.com
Specialties: Federal credit union.
Other points of interest: Wheelchair-accessible car park, Wheelchair-accessible entrance.
Opinions: This company has 11 reviews on Google My Business.
Average opinion: 4.7/5.
📌 Location of Molokai Community Federal CU
⏰ Open Hours of Molokai Community Federal CU
- Monday: 8:30 am–4:30 pm
- Tuesday: 8:30 am–4:30 pm
- Wednesday: 8:30 am–4:30 pm
- Thursday: 8:30 am–4:30 pm
- Friday: 9 am–5 pm
- Saturday: Closed
- Sunday: Closed
Molokai Community Federal Credit Union: A Comprehensive Guide
Nestled at 135 Puali Place in the heart of Kaunakakai, Molokai Community Federal Credit Union (MCFCU) has been serving the local community and its members since 1979. As a federally-insured, not-for-profit financial cooperative, MCFCU is committed to providing affordable financial services tailored to meet the needs of its members.
Main Services
- Mortgage and Home Loans: MCFCU offers a range of home loan options, including fixed-rate mortgages, adjustable-rate mortgages, and refinancing options. They also provide down payment assistance and home equity loans.
- Auto Loans: Whether you're buying a new or used vehicle, MCFCU has competitive auto loan rates and flexible terms to help you finance your dream car.
- Personal Loans: For those in need of extra funds, MCFCU offers personal loans with flexible terms and competitive rates.
- Credit Cards: MCFCU provides Visa credit cards with no annual fee, cashback rewards, and flexible payment options.
- Savings and Share Draft Accounts: MCFCU offers various savings and checking account options, including share draft (savings) accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs).
- Online and Mobile Banking: MCFCU's user-friendly online and mobile banking platforms allow members to manage their accounts, pay bills, transfer funds, and deposit checks electronically.
- Business Services: MCFCU provides a range of business services, including business loans, lines of credit, and payroll services.
Location and Access
MCFCU is easily accessible, located at 135 Puali Pl, Kaunakakai, HI 96748, United States, just off Highway 450. The credit union occupies a single-story, modern building with ample parking space, including wheelchair-accessible parking. The entrance is also wheelchair-accessible, ensuring that all members can conveniently access the credit union's services.
Featured Characteristics
- Not-For-Profit Cooperation: As a not-for-profit credit union, MCFCU is owned by its members and operates to provide them with affordable financial services. Profits are returned to members in the form of lower loan rates, higher savings rates, and lower fees.
- Community Involvement: MCFCU is deeply committed to the Molokai community. They actively participate in local events, support community organizations, and offer financial education resources to help members make informed financial decisions.
- Federally Insured: MCFCU is federally insured by the National Credit Union Administration (NCUA), which means that up to $250,000 of a member's deposits are protected.
- 24/7 Member Service Center: MCFCU offers a 24/7 Member Service Center to assist members with their financial needs outside of regular business hours.
Practical Information
- Lobby Hours: Monday - Friday: 9:00 AM - 4:00 PM, Saturday: 9:00 AM - 12:00 PM
- Drive-Thru Hours: Monday - Friday: 8:30 AM - 4:00 PM, Saturday: 9:00 AM - 12:00 PM
- Phone: 808-553-5328
- Website: molokaicommunityfcu.com
- Email: [email protected]
Positive Aspects from Reviews
Molokai Community Federal Credit Union holds an impressive average rating of 4.7/5 from 11 reviews on Google My Business, indicating exceptional customer satisfaction. Several positive aspects mentioned in the reviews include:
- Staff Friendliness and Helpfulness: Multiple reviews highlight the friendly, helpful, and efficient staff at MCFCU. Several members mention that the staff "always makes you feel welcome" and "knows your name," creating a personalized and inviting atmosphere.
- Financial Protection: One reviewer praised the staff for keeping their "financials protected," indicating that members trust MCFCU with their financial well-being.
- Appreciation for the New App: A reviewer mentioned loving the new app, suggesting that MCFCU's digital platforms are user-friendly and valuable to members.
These positive aspects demonstrate MCFCU's commitment to exceptional customer service, financial security, and innovative banking solutions.
👍 Reviews of Molokai Community Federal CU
