Ventura County Community Development Corporation (VCCDC) - Oxnard, California

Ventura County Community Development Corporation (VCCDC) is a nonprofit organization dedicated to providing a range of services to the community, including credit counseling, mortgage lending, and more. Located at 2231 Sturgis Rd # A, Oxnard, CA 93030, United States, VCCDC has been serving the community for many years.

The organization specializes in several areas, including:

• Non-profit organization: VCCDC is a charitable organization that focuses on community development and financial education.
• Credit counseling service: They offer guidance and support to individuals and families dealing with financial issues, such as debt management and budgeting.
• Mortgage lender: VCCDC provides mortgage services to help individuals and families achieve homeownership.

In addition to their core services, VCCDC offers various amenities to ensure a comfortable and accessible experience for all visitors:

• On-site services: Clients can receive assistance and support directly at the VCCDC location.
• Wheelchair-accessible car park: The facility provides accessible parking spaces for individuals with disabilities.
• Wheelchair-accessible entrance: Easy access is available for those using wheelchairs or other mobility devices.
• Wheelchair-accessible seating: Accommodations are made for those who require seating arrangements suitable for their needs.
• Wheelchair-accessible toilet: Restrooms are designed to be accessible for individuals with disabilities.
• Gender-neutral toilets: VCCDC offers gender-neutral restroom facilities for all visitors.
• Free parking lot: Ample parking is available for clients and visitors.
• On-site parking: The organization provides parking spaces on their premises.

According to 8 reviews on Google My Business, VCCDC has received an average rating of 3.4/5. This feedback highlights the organization's commitment to providing valuable services and resources to the community.

If you are looking for a reputable non-profit organization that offers credit counseling, mortgage lending, and other community development services, Ventura County Community Development Corporation (VCCDC) is a great place to start. Their website provides more information about their services, programs, and how to get involved. For personalized assistance, you can contact them at 8052737800.

To learn more about VCCDC and their mission, visit their website or call them directly. Don't hesitate to reach out to them for more information on how they can help you achieve your financial goals and contribute to the betterment of your community.

👍 Reviews of Ventura County Community Development Corporation (VCCDC)

Saraí R.

1/5

Update 3/8/24: This organization offers lending programs for first-time homebuyers, but they require a high housing expense ratio (upwards of 30%) while still remaining within the lower income limits to even qualify for the program. If you get second or third loans to assist with downpayment and closing costs, you will not see any money you’ve paid (equity) unless the refinance or sale of the home shows you’ve exceed the amount owed for those additional loans. And with mortgage rates being as high as they are, it doesn’t seem like an appropriate course of action. Do your own research and ask questions to get the details. Hopefully you will get them upfront and in a timely fashion. We went a different route in the end.

Update 9/8/23: We have heard back from the organization and have the needed paperwork to continue the home buying process. I will continue to update as we continue the process with VCCDC.

9/1/23: We were referred to this organization. My family had read good things about the home buying services offered by this organization, and it seemed to fit our specific circumstances. We got started with the process and made significant progress but have since hit a roadblock. I hope it’s because they get a lot of interest from clients, but the director of lending services is slow to respond, if at all. As a result, we have been unable to confidently progress in our home search and buying process. I firmly believe organizations like these are invaluable and much-needed, especially for underserved members of communities. Because of this, it would be nice to have a more efficient process that was transparent and responsive. I hope for improvements.

Thai T.

2/5

This program on paper looks like it would be super helpful to the average person. Francine was amazingly helpful and wonderful, she was the only person at this office who would follow up and communicate with me. I tried several times to reach out to others who claimed to be working with me but never received an email back or a call. Overall work with the company for credit counseling but if you try to work with their lender, you probably wont hear from them.

Ray G. S. F. A.

5/5

Great workshop for future homebuyers to learn about what it takes to own a home and avoid pitfalls

Yol D.

5/5

Amazing people and willing to help you.

Mari G. L.

5/5

Excellent.

Eder S.

4/5

Diego G.

2/5

Lucy P.

3/5